My Credit Card Limit

I guess you when you hardly use your credit card, it’s insane to think your credit card company will raise your credit limit. While I’m certainly not interested in spending enough money to get to my credit limit, it sure would be nice knowing I could spend a lot more on my credit card without having to worry about ever reaching the limit. Currently, my Capital One Visa credit card is at $7,500. Since I’ve been trying to get into the “plastic world” and use my card more often, I’m hoping to get it automatically raised to $10,000 by the end of the year.

I have no doubt I could get it raised if I called their customer service, but it’s not extremely important and I’d rather let it take on a natural course. You never really know when you might have an emergency though, so having a large credit limit can have it’s advantages, especially when you’re in the need for some extra cash and the loan process is taking too long. I guess in a worst case scenario, “Check Into Cash” would be another alternative. Who knows, maybe I’ll get to meet Gary Coleman.